Whether you are just arriving in Germany, or have been here for a while, insurance for all of life’s eventualities is of the utmost importance.
With the unique German set of laws and regulations, however, you may not be entirely sure what insurance plans you really need, and which are are unnecessary. Therefore, you need professional and independent insurance advice.
Unfortunately, in dealing with most insurance agents in Germany, you’ll likely end up with policies that are mostly beneficial to the salesmen themselves and not to you. In order to avoid this very common trap, you will need to do two things:
1) First, understand what insurances you really need and what not. Some insurances in Germany are really obligatory, others are strongly recommended. We have worked out an overview for you HERE Which insurances you really need while in Germany 2018
2) Ask an independent broker to check the market for the insurance plans that most fit your needs, plans and budget. If you do not know the difference between an insurance agent and insurance broker, please take a moment to watch our explanatory video HERE. One such independent broker is now just a click away – contact us HERE. We are available all over Germany for advice by phone, email and Skye anytime. In person you can meet us in the larger Munich area, Stuttgart area and Berlin. About every three months we also arrange for 2-3 consecutive days of meeting clients in other major German cities…but trust us, most of the time the advice by phone, email or Skype is usually entirely satisfactory for our clients
Should you want to meet a trusted advisor for instance in Hamburg, please check our list of such advisors that we consider to be trustworthy colleagues here on our website in the NETWORK section.
To the left, you’ll find more detailed information about different types of insurance in Germany. Feel free to gather as much info as you can and then, should you choose to, get in touch with us to get a consultation and set you up. Or, if you don’t like to read too much, contact us right away. CONTACT
Insurance advice from Chambervelt, Rooselain & Cie. is free of direct charges – we will receive a commission from the insurance companies on policies you sign up for through our assistance. Full disclosure on these commissions will be provided to you.
We also offer an assessmet of your existing insurances that you set up in the past (if you have been living in Germany for some time) for a flat-fee, if you ever want to have a second opinion.